Buying and Investing in Digital Gold has never been this easier. Now, you can Buy / Save / Sell Digital Gold Online from MMTC-PAMP, India’s leader in Digital Gold.
Yes, you can buy Digital gold with as less amount as Rs. 1/- and accumulate till 2 lakh Rupees without PAN
Buying Digital Gold has tremedous benefits as no one can steal your Gold and you always get the best prices
Affirm provides a range of policies to protect individuals and businesses against the RISK of financial losses.
Yes, You heard right. Investors can buy and invest in digital gold starting with 1 rupee. Investors can accumulate gold and redeem when their target is reached. No need to visit Tanishq, Joyalukkas, Kalyan Jewellers and bargain.
No need to worry about the theft of your digital gold. Unlike physical gold, you don’t have to worry about the safety or locker chagres for digital gold. Your digital gold is stored in bank grade vaults at free of cost.
We are changing the way gold s being sold in India. Gone are those days when the gold price is too opaque. You get to see the transparent live Digital Gold price today and the price is locked for the next 5 mins.
After accumulating enough gold via the Gold accumulation plan, you can convert the digital gold into physical gold in just a minute. We will take care of the delivery of your 24K, 99.99% pure gold.
I started saving via the Gold Systematic Investment Plan(SIP) route. I’m able to save a considerable amount of my salary.
I wanted to buy gold for my brother’s marriage. Brought Digital gold on FinPlay and took physical delivery. Seamless experience.
The pricing is transparent and I can save whenever I have extra spare money to invest. Got a better deal than the physical retail stores like Kalyan Jewellers.
Businesses need to stay in control of what they spend. That’s where Billisimo comes in.
What is Digital Gold?
FinPlay-Digital Gold is a convenient and cost-effective way of purchasing gold online.
You can buy, sell, and accumulate gold of 99.99% purity, even in, fractions anytime using FinPlay. The provider you can buy the gold from is MMTC- PAMP.
When buying gold from FinPlay, you have the option to:
What is Gold accumulation plan (GAP)?
What is MMTC-PAMP India Private Limited?
Are the Gold coins hallmarked?
Is FinPlay legally allowed to sell Gold on their Platform
The seller is MMTC-PAMP India, India’s largest gold refinery. FinPlay is only providing a platform for the customer to access the Gold accumulation plan as retail investors cannot buy Gold directly from MMTC-PAMP.
Who is the custodian of my gold till withdrawal?
Is it possible to store my withdrawn gold coins and bars in safe custody and have them del
Once you place a redemption request, you have to accept the delivery made to you. It cannot be made at a later date
Is it possible to store my withdrawn gold coins and bars in safe custody and have them del
What tax implications do I have, if I accumulate Gold on FinPlay?”
Are my Gold account details shared with any tax authorities?
No. In case of any enquires by government authorities, FinPlay will have to provide the requested information.
Can I visit the vault to inspect my Gold physically?
No, it’s not possible to visit the Gold valut in person. However, you can view recordings of our facility.
How do I open my account for GAP(Gold Accumulation Plan)?
What are the documents I need to submit for accumulating Gold?
You will need to submit your name, registered mobile number and pin code at the time of initiating your accumulation of Gold. In case your cumulative transaction value in the GAP account crosses INR 50,000, you will be required to adhere to the prevailing KYC norms.
In case a single transaction value crosses INR 2 lakhs, you will be required to submit your Pan Card details.
What if any of my KYC details are change
It is your responsibility to update KYC with FinPlay if anything changes.
What are the registration fees for GAP?
There is no registration fee; registration for GAP is free of cost. Any valid FinPlay account holder can participate in this plan and accumulate gold multiple times or they can invest via SIP route to leverage rupee cost averaging.
How do I close my Digital gold account?
How do I close my Digital gold account?
What happens if I do not respond to your email to make a transaction?
MMTC-PAMP reserves the right to liquidate the Gold holding and treat the proceeds in accordance with applicable laws. A customer account will be treated as inactive if no transactions happen in 6 months.
How many attempts will you make to reach out to me? Your email could go to my spam or I could miss it and not receive your message?
It is your responsibility to be available on your phone and/ or on contact address.
You are responsible for keeping your FinPlay account details in a secure manner corresponding to existing FinPlay terms and conditions,
MMTC-PAMP will act solely on instructions received on the FinPlay platform, and will not be liable for any losses/ liabilities due to a breach/misuse of your FinPlay account
The gold coins are directly dispatched from MMTC-PAMP manufacturing unit.
All the coins are delivered in sealed tamper proof packaging.
All the dispatches are camera recorded at the time of dispatch.
In case of any issues, contact customer care service
In such case, it becomes the customer’s legal heir’s responsibility to inform FinPlay/ MMTC-PAMP. The account will then be closed and the legal heir has to take a physical delivery.
No. You will not lose your money. The Locker is fully insured for all eventualities of theft, fire, act of god etc
999.9 gold is the purest form of Gold used for trading purposes across the world. 24 karat gold is of 99.99% purity.
MMTC-PAMP, the seller of Gold on FinPlay, is BIS certified refinery and provides 24k 999.9 fine gold which means that purity is at least 99.99%.
You can buy Gold in few simple steps
Click on Digital Gold icon on FinPlay app
Enter amount of Gold you want to purchase in Rupees or grams
Pay with UPI/Netbanking payment mode to complete your gold purchase and gold will be added instantly to your gold locker.
You can view your gold balance by clicking Digital Gold icon on homepage and also by clicking on portfolio. You can view all your digital gold transactions by clicking on Activity icon on bottom navigation bar.
Live rate of Gold means the Gold rate in Indian rupees per gram of 9999 fine Gold, as posted from time to time, inclusive of duty, inclusive of taxes, exclusive of product manufacturing/making charges, delivery charges.
Live rate of Gold means the Gold rate in Indian rupees per gram of 9999 fine Gold, as posted from time to time, inclusive of duty, inclusive of taxes, exclusive of product manufacturing/making charges, delivery charges.
The live price, at which you choose to buy Gold, will be valid for 5 minutes from the time of you clicking on the option to buy. In case you fail to complete the transaction by making the payment, you will be redirected to the new live price, at which point you can restart the transaction to make a fresh offer to buy.
UPI
Net Banking
Or any other mode of payment as FinPlay may make available on their platform
It means, you can buy gold using UPI payment method.
Your FinPlay-Gold account comes with a secure locker in MMTC-PAMP Vaults free of cost. The gold purchased is stored in these lockers and are 100% insured. You can now accumulate gold without worrying about safe keeping of the gold and the hefty fees involved in traditional lockers.
So, no locker fees for storing and safe keeping your gold in vault.
After making the payment, when MMTC-PAMP accepts your offer to buy, you will receive an invoice and the said quantity will be reflected in your FinPlay-Gold account under Holding’s balance.
In the rare event of any non-availability of metal or instances of technical failure, MMTC-PAMP may reject your offer to buy. The amount paid by you will be refunded as per the FinPlay norms.
To download invoice for successful order, please visit the Transaction History tab in FinPlay-Gold Home page, click on your order and view invoice.
Invoice is also sent as an attachment in the order confirmation email.
Invoices are available only for Buy/Sell/Gold back & Delivery orders. Gifting is just gold transfer from one account to another and hence no Invoice gets generated in this case.
Once Gold Seller (MMTC-PAMP) has accepted your offer to buy, cancellations or refunds are not allowed
You can buy and store your gold for a period of 5 years from the date of purchase with us.
This will be kept in safe custody
You can sell/withdraw your gold anytime within these five years.
When you want to withdraw your gold, you have to select in which denomination you want to withdraw it. You will have a range of minted products to choose from.
Once this duration is complete, it is mandatory to sell or take delivery of the respective quantity.
In case of multiple purchases on different dates, you can keep your gold with us for 5 years from the date of purchase for each specific transaction. If you redeem your gold after the Custody Period of five years, additional charges, as applicable at that time will be levied
Select the sell gold icon on the Digital Gold homepage.
Choose the Gold Locker balance you wish to sell – MMTC-PAMP
Enter the amount of gold you want to sell in Rupees or Grams, with minimum of Re 1 or 0.0005 gram respectively.
Enter and confirm your bank details where you want the money to be transferred post selling of Gold.
The quantity you have offered to sell will then be deducted from your respective Gold balance and your transfer would be initiated. It might take up to 72 hours for the amount to get credited to your bank account.
In the rare event of any technical failure, MMTC-PAMP may reject your offer to sell. The quantity offered by you to sell will be credited as per FinPlay norms in your Gold account
Buy and Sell Gold prices are given in real time by MMTC-PAMP. As per Gold sellers, this is standard Bullion Industry and Trade practice
Once Gold Seller (MMTC-PAMP) has accepted your offer to buy, cancellations are not allowed
To ensure that your gold is secure, we closely monitor your sell transaction for any risk. Thus, in certain cases, we introduce a safety period and credit the amount to your bank account after 72 hours of your sell transaction. Nonetheless, the gold balance from your FinPlay account will be deducted instantaneously so that you do not miss out on the current gold price
Click on “Gift” icon on the Gold homepage.
Enter the Mobile number to whom Gold needs to be gifted, along with Amount of Gold gift in Rs or in Grams. It is compulsory for the recipient to be registered member on FinPlay to receive the gift.
On Proceed, Choose the Gold Locker/Holding Balance from which Gold needs to be gifted.
In case of insufficient balance in respective Gold locker, you can still proceed & add required amount of gold to send Gift.
Your Gift will be sent instantly and Receiver will get notified through SMS
You can view all your gold transfers in the Transaction History tab.
You do not have a FinPlay account associated with the mobile number the sender is trying to send. Open a FinPlay account with your mobile number to accept the Gold.